Use NEIF financing for qualifying heat pumps, water heaters, HVAC replacements, ductless systems, and energy-efficiency upgrades.


































Heat pumps, high-efficiency furnaces, tankless water heaters, ductless mini-splits, and whole-home IAQ systems. Pairs with NJ Clean Energy Program rebates.
NJ residential homeowners with reasonable credit. NEIF works directly with you on application + terms — we just help connect you. Commercial customers should work through their own banks.
A $15K heat pump install becomes $250/month. Often pays for itself in energy savings + you don’t front the whole cost at once. Combine with NJ + federal rebates for maximum value.
No pressure, no obligation. You can step away at any point.
We come out, look at your existing system, recommend the right upgrade, and quote the full project — no obligation.
If you want to finance, we connect you with NEIF. Their online pre-qualification is a soft credit check — no impact on your score.
We install the system. NEIF handles the financing. You make monthly payments directly to NEIF, not us.
Free in-home estimate first. We’ll show you the project cost + financing scenarios + applicable rebates.